Death in retirement

Lump Sum Death Grant

There may be no lump sum payable on your death.

Our website's lump sum payable on death in retirement chart (PDF) [76KB] (opens new window) provides more information on the death grant that may be paid.

The LGPS regulations do not specify who a lump sum is paid to on death, and the lump sum does not form part of your estate even if you have made a will. However, by completing a nomination form you can help us to pay any lump sum quickly and in line with your wishes.

Remember to update it if your circumstances change or have already changed. Our nomination form is available from the Member Forms area of our website and you can change your nomination using SPFOnline.

Automatic Spouse's/Children's Pensions

There is no need to nominate your husband, wife, civil partner or dependent children for a pension payable on your death, but you should make a nomination for the lump sum.

Note that, if you marry after retiring, not all of your service may be used in calculating your spouse's / civil partner's pension.

A child's pension is only payable to a child who is eligible under the LGPS regulations.

Co-habiting Partners' Pensions

If you are living with someone that you are not married to, we may pay a cohabiting partner's pension. At your date of death, you and your partner must have been free to marry or form a civil partnership. In addition your partner will need to provide evidence for at least 2 continuous years prior to your date of death that:

• You were living together as husband and wife or civil partners

• Your partner was financially dependent on you or you were financially interdependent

THE TYPES OF DOCUMENTARY EVIDENCE THAT WE WOULD ACCEPT ARE:

• Joint tenancy or mortgage arrangement

• Joint council tax bill

• Joint utilities

• Joint bank accounts or proof of a transfer of funds between your individual bank accounts

• Joint savings accounts or investments

• Joint credit arrangements

• You are the beneficiary of your partners will or life insurance