![im1 im1](https://spfo.org.uk/image/2885/im1/standard.jpg?m=1675440964807)
Why should you join?
Secure benefits:
The scheme provides you with a future income, independent of share prices and stock market fluctuations.
Financial security, with immediate life cover and a pension for your spouse, civil partner or eligible cohabiting partner and eligible children in the event of your death in service.
At a low cost to you:
with tax-efficient savings.
And your employer pays in too:
the scheme is provided by your employer who meets the balance of the cost of providing your benefits in the LGPS.
If you would like to join the scheme, contact your employer to 'opt in'.