You can opt out of the LGPS at any time by providing your employer with an opt out form.

It is important to read our For your future leaflet and to seek advice before opting out.

If you have 2 years pensionable service and opt out, the benefits you've accumulated will be treated as a deferred pension and you will become a Deferred Member.

A deferred member can transfer their benefits out.

If you leave local government, or move to an employer who's not part of the LGPS, you can't keep paying into the LGPS.