Fraudsters are singling out people like you and claiming that they can help you cash in your pension early or provide you with a pensions review.
What they don't say is that you could face a significant tax bill.
If you are cold-called or text messaged with a deal to unlock or review your pension, don't touch it.
Even if you are contacted by a legitimate pensions company about taking more of your benefits as a lump sum, don't give up your benefits lightly.
You can take tax-free cash from the LGPS.
You would be giving up an index-linked pension for life.
And LGPS pensions continue to spouses / qualifying partners on your death.
If you feel that it is right for you to transfer your benefits, please provide us with your instructions using the appropriate form:
If you want to transfer your benefits to an overseas scheme, you must emigrate permanently. More information about this and the 25% tax levied on transfers to QROPS is available from HMRC.