You can opt out of the LGPS at any time by providing your employer with the opt out form that is available from the Publications > Members > Forms area of our website.

It is important to read the For your future leaflet and to seek advice before opting out of the LGPS.

If you do opt out of the LGPS and are entitled to a refund, your employer will usually pay this to you if you have been in the LGPS for less than 3 months.

If you do opt out of the LGPS with more than 3 months pensionable service but less than 2 years pensionable service and are entitled to a refund, your employer will pass us your request for a refund. Your refund will take account of any tax and national insurance (up to tax year 2015 / 2016) reliefs you have received. By law we cannot pay a refund within one month of you opting out.